Under Michigan’s mini tort law, victims of auto accidents can only recover a maximum of $1,000 (as of Oct. 1, 2012) for vehicle damage from the driver who caused the crash. This is called a mini tort claim.
The state of Michigan does not require a driver to have collision coverage. If you do not have collision coverage on your vehicle, you can recoup some of your out-of-pocket costs for vehicle repairs via the mini tort law. The mini tort also applies if your coverage is limited or you have a collision deductible — and you are less than 50 percent at fault for the accident.
Mini tort only covers vehicle damage. If you were injured in an auto accident, please visit our no-fault lawyers resource center to read more about what benefits you’re entitled to from your first- and third-party cases.
The purpose of Michigan’s mini tort law is not to pay for all of your vehicle damage, but to compensate a person involved in a car accident that is not her fault for out-of-pocket expenses incurred from the collision.
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